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Navigating Non-Traditional Income Sources in Mortgage Lending: Essential Strategies for Loan Officers In today’s evolving financial landscape, mortgage lending professionals must effectively navigate diverse income streams to successfully underwrite loans. Understanding and validating non-traditional income sources—such as freelance earnings, gig economy revenues, rental income and investment returns—is critical. Below, we outline comprehensive strategies and practical guidance for loan officers to confidently and accurately evaluate these income types to improve loan approval outcomes. Read More